A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
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ACA open enrollment: what’s new for 2025
Open enrollment for 2025 ACA (Affordable Care Act)-compliant health insurance is just around the corner. Let’s take a look at the various changes that consumers should be aware of this fall.
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How does a health savings account (HSA) work?
A health savings account is a tax-advantaged savings account combined with a high-deductible health insurance policy to provide an investment and health coverage. Deposits to the HSA are tax-deductible and grow tax-free. Withdrawals are always tax-free if they're used for qualifying medical expenses, although they account can be used like a traditional IRA after age 65, with withdrawals subject to regular income tax.

Obamacare articles by tag

Student health insurance: required reading photo

Student health insurance: required reading

College students have more coverage options as a result of the ACA. But how do you decide which option is… Read more

Qualifying life events that trigger ACA special enrollment photo

Qualifying life events that trigger ACA special enrollment

Outside of open enrollment, a special enrollment period allows you to enroll in an ACA-compliant plan (on or off-exchange) if you… Read more

How to verify that your health plan is ACA-compliant photo

How to verify that your health plan is ACA-compliant

A growing number of marketers are pretending to sell 'Obamacare.' Ask these five questions to make sure you're paying for the real… Read more

Individual health insurance under Obamacare photo

Individual health insurance under Obamacare

If you are self employed, or if your employer does not offer health insurance, you'll likely turn to the private market to purchase an… Read more

How Obamacare’s breaking the bonds of job lock photo

How Obamacare’s breaking the bonds of job lock

No one has to be stuck in a dead-end job just to keep their health insurance. Thanks to the ACA, anyone can enroll in coverage through the… Read more

Reform promises end to deadly rescissions photo

Reform promises end to deadly rescissions

Industry practices that result in health policy cancellations may soon come to an end, thanks to health reform regulations that prohibit… Read more