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Medicare & Medicaid

Medicare & Medicaid

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ACA open enrollment: what’s new for 2025
Open enrollment for 2025 ACA (Affordable Care Act)-compliant health insurance is just around the corner. Let’s take a look at the various changes that consumers should be aware of this fall.

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Fact check: Is the $6,400 subsidy real or a scam?
Ads on social media – promising a $6,400 subsidy – have been flagged as misleading. Here's what you need to know about the $6,400 subsidy scam.

Jennifer Chumbley Hogue

Jenny Chumbley Hogue brings over 30 years of health industry experience to her role as a contributor for healthinsurance.org.

In 2002, Jennifer started her own health insurance agency, KG Health Insurance. Her specialties include the individual health insurance market, Medicare, and small-group insurance. She takes great pride in not only understanding the details and laws regarding individual-market health insurance and Medicare, but more importantly, being able to explain to regulations to consumers in a way that is easy to understand.

Jennifer’s started her career as a pharmacy technician in high school and worked through college at Eckerd’s Pharmacy. She then worked in the first mail-order pharmacy on the West Coast with Pacficare Health Systems/Secure Horizons, now part of United Healthcare. She later worked for eight years for what is now the largest Prescription Benefit Manager, specifically managing implementations for some of the biggest carriers in the country.

After leaving the PBM world, she went to work for a Big Five carrier for three years. Because of the span of her career, she remembers the first PCS pharmacy cards, how paper claims were processed, and knows why primary care doctors can only be changed once a month.

A native of Long Beach, California, she now lives in Dallas, Texas with her husband and travels to Catalina Island as often as possible.

Jennifer is pictured (center) with her mom, Jan Allen, and daughter, Kourtney Chumbley