A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
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Medicare & Medicaid

Medicare & Medicaid

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ACA open enrollment: what’s new for 2025
Open enrollment for 2025 ACA (Affordable Care Act)-compliant health insurance is just around the corner. Let’s take a look at the various changes that consumers should be aware of this fall.

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How does a health savings account (HSA) work?
A health savings account is a tax-advantaged savings account combined with a high-deductible health insurance policy to provide an investment and health coverage. Deposits to the HSA are tax-deductible and grow tax-free. Withdrawals are always tax-free if they're used for qualifying medical expenses, although they account can be used like a traditional IRA after age 65, with withdrawals subject to regular income tax.

Linda Burke-Galloway, MD, MS, FACOG

Board Member, Doctors for America

Dr.  Linda Burke-Galloway is a board-certified ob-gyn physician, author and blogger.

She is an alumnus of City College of New York, Columbia University School of Social Work and Boston University School of Medicine.  She is also a Fellow of the American College of Obstetricians and Gynecologists, a Diplomate of the American Board of Obstetrics and Gynecology and recently completed the Johns Hopkins School of Medicine Clinical Informatics Program.

She is also a proud member of Doctors For America.

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