A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
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Will you receive an ACA premium subsidy?
Learn how to determine if you qualify for ACA premium subsides, how subsidies are calculated, and why subsidy amounts in 2027 may be different than previous years.
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What is the federal poverty level (FPL)?
Learn about the federal poverty level (FPL) - also known as federal poverty guidelines - for 2026 and 2027 coverage. Utilize our FPL calculator to determine your eligibility for Medicaid/CHIP or Marketplace subsidies.

Steve Beshear

Former Governor, Kentucky

Steve Beshear served as Governor of Kentucky from 2007 through 2015. He shepherded Kentucky through the global economic recession, earning the Commonwealth national recognition for job creation and business investment. He also made the state the national model in expanding health-care access through its aggressive embrace of the Affordable Care Act and other health-reform efforts.

After leaving office, Gov. Beshear created a national health advocacy group called Save Kentucky Healthcare; taught for a semester as a Menschel Senior Leadership Fellow at the Harvard T.H. Chan School of Public Health; and was chosen by Congressional Democratic leadership to give the party’s response to President Trump’s first address to a joint session of Congress and the nation.

He also is co-author of a recently released book about his eight years as Kentucky governor titled “People over Politics.”