A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
Call our agency partners 866-553-3223
Call our agency partners 866-553-3223

Medicare & Medicaid

Medicare & Medicaid

Featured

Featured
ACA open enrollment: what’s new for 2025
Open enrollment for 2025 ACA (Affordable Care Act)-compliant health insurance is just around the corner. Let’s take a look at the various changes that consumers should be aware of this fall.

Featured

Featured
Fact check: Is the $6,400 subsidy real or a scam?
Ads on social media – promising a $6,400 subsidy – have been flagged as misleading. Here's what you need to know about the $6,400 subsidy scam.

Expert analysis of health reform issues

Yes. Not having health insurance can kill you. photo

Yes. Not having health insurance can kill you.

November 3, 2018 – The current ongoing line of false reassurances has to do with health coverage for people with pre-existing conditions. Many Republicans are…

The assault on pre-existing conditions is the least of it photo

The assault on pre-existing conditions is the least of it

September 10, 2018 – The debate over protection for people with pre-existing conditions has become a proxy war for what matters most on the healthcare front in…

What’s the real price of Obamacare sabotage? photo

What’s the real price of Obamacare sabotage?

August 23, 2018 – The GOP is pooh poohing the effects of their Affordable Care Act sabotage by pointing to smaller premium increases for 2019. Democrats…

The problem with association health plans photo

The problem with association health plans

June 1, 2018 – President Trump says deregulation of association health plans will deliver "tremendous insurance at a very low cost." So why do policy…

One way to ease ACA rate hikes? Fix the rebate formula. photo

One way to ease ACA rate hikes? Fix the rebate formula.

April 25, 2018 – Want to help unsubsidized Affordable Care Act enrollees with premiums? Repair a glitch in the ACA's medical loss ratio…

Guaranteeing affordable health coverage for all photo

Guaranteeing affordable health coverage for all

March 8, 2018 – Across the country, premiums keep rising as a result of repeated attempts to sabotage our health care system. Instead of re-hashing old,…

Medicare for (almost) all, brought to Earth photo

Medicare for (almost) all, brought to Earth

February 23, 2018 – There's not much for beneficiaries of such a system not to like. Medicare Extra promises all-but-universal access to virtually all…

Enrolling like their lives depend on it photo

Enrolling like their lives depend on it

February 7, 2018 – More Americans are appreciating the Affordable Care Act more than ever – and they're showing it by continuing to enroll in ACA-compliant…

Four ways states are foiling Obamacare sabotage photo

Four ways states are foiling Obamacare sabotage

November 7, 2017 – While the Trump Administration has been working to thwart the Affordable Care Act quite a few states have been taking action to shore up…

So you’re telling me there’s a chance … photo

So you’re telling me there’s a chance …

September 18, 2017 – With 13 days to go, I’d say Cassidy-Graham faces an uphill battle. But as we know, American politics sometimes delivers unlikely…

‘Bare counties’ just got covered. Here’s why. photo

‘Bare counties’ just got covered. Here’s why.

August 25, 2017 – As of late August, there are no "bare" counties for 2018 exchange coverage. There are lots of counties with just one insurer, but the ACA…

Who really needs the public option? Trump Country. photo

Who really needs the public option? Trump Country.

August 15, 2017 – Trump Country really needs a way to bypass the ACA marketplaces entirely. So Democrats' favorite policy option – the public option –…