Expert analysis of health reform issues
Silver, Bronze, or Gold? Choosing a metal level in the marketplace
April 25, 2022 – In the ACA marketplace, it’s important to recognize that while Bronze, Gold and Platinum health plans have the same value no matter who…
The case for switching from Bronze to Silver
March 31, 2022 – The American Rescue Plan's subsidies made about 4.6 million Americans eligible for a free benchmark Silver health plan. Here's why it would…
What will happen if ARP’s insurance subsidies expire?
March 29, 2022 – The American Rescue Plan made ACA health plans more affordable through enhanced subsidies. Here's what happens if that subsidy structure…
ACA sign-ups hit all-time high – with a month of open enrollment remaining
December 28, 2021 – Americans in need of health insurance have responded to a major increase in marketplace subsidies created by the American Rescue…
How the Build Back Better legislation might affect your coverage
December 22, 2021 – The Build Back Better Act is loaded with long-needed fixes to the Affordable Care Act that would continue to boost affordability of…
Why your ACA premium might be going up for 2022
December 15, 2021 – Health insurance rate increases nationally are mostly modest. Here’s why you might expect a steep increase anyway – and how you might…
Think you’re not eligible for ACA subsidies? Think again.
October 8, 2021 – For four huge groups of Americans, 2022 open enrollment will offer unprecedented access to health insurance premium tax…
Congress boosted ACA subsidies. An enrollment surge followed.
September 28, 2021 – The ARP's enhanced health insurance subsidies prompted a major surge in new marketplace enrollments and plan upgrades during this year's…
How new carriers in your marketplace could affect your coverage options
September 14, 2021 – More health insurance carriers are entering ACA's exchanges for 2022. Here's why you should pay attention to new health plans in your…
Subsidy availability drives consumers to shop for health insurance
September 2, 2021 – Americans previously priced out of ACA coverage have been motivated by newfound eligibility for subsidies – and dramatic savings are…
The COVID SEP ended in most states. The ARP is still making premiums more affordable.
August 20, 2021 – The American Rescue Plan's enhancements to the Affordable Care Act's health insurance subsidies will continue long after the end of the…
Six strategies for avoiding the Affordable Care Act’s coverage gap
August 13, 2021 – For low-income Americans seeking health coverage in states refusing to expand Medicaid, awareness of a minimum income requirement can make…