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Medicare & Medicaid

Medicare & Medicaid

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ACA open enrollment: what’s new for 2025
Open enrollment for 2025 ACA (Affordable Care Act)-compliant health insurance is just around the corner. Let’s take a look at the various changes that consumers should be aware of this fall.

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Featured
How does a health savings account (HSA) work?
A health savings account is a tax-advantaged savings account combined with a high-deductible health insurance policy to provide an investment and health coverage. Deposits to the HSA are tax-deductible and grow tax-free. Withdrawals are always tax-free if they're used for qualifying medical expenses, although they account can be used like a traditional IRA after age 65, with withdrawals subject to regular income tax.

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Joanne Boyer

Santa, please deliver single-payer healthcare photo

Santa, please deliver single-payer healthcare

December 21, 2014 – "I think that our first step – especially at this holiday season – is to ask for a change of heart … that ultimately, you have to…

Protecting our ‘young invincibles’ photo

Protecting our ‘young invincibles’

October 1, 2014 – During these transitional times we always return to the reality that because of the ACA our daughter cannot be denied insurance coverage;…

Stay calm and find another MNsure plan photo

Stay calm and find another MNsure plan

September 18, 2014 – When the dust settled on the screeching headlines … of impending MNSure doom … the reality was "thank goodness there's an exchange and…

Health reform: Be patient. It does work. photo

Health reform: Be patient. It does work.

December 11, 2013 – What I do know is that I will never again face a $10,000 deductible. We gained $11,000 in deductible savings, a quality provider network,…

“It’s not health insurance. It’s bankruptcy insurance.” photo

“It’s not health insurance. It’s bankruptcy insurance.”

June 17, 2013 – I was approaching 60 years of age; I had exhausted my savings to pay for a private health insurance policy that was no longer financially…