Frequently-asked questions by tag
I’m leaving my job – and will lose my insurance – the last day of this month. Can I get new coverage effective the next month after my employer-sponsored coverage ends or do I have to take COBRA?
March 29, 2024 – You do not have to continue your plan with COBRA unless you want to. You qualify for a special enrollment period if your…
How does the IRS calculate premium tax credits for self-employed people when their AGI depends on their health insurance premium amount?
February 12, 2024 – For self-employed Americans, premium amounts affect modified adjusted gross income, which in turn affects premium amounts. But the IRS has…
I’m self-employed. Is it better for me to buy health insurance through a broker, or through the exchange?
September 11, 2023 – If you're self-employed, a broker can help you enroll through the exchange, giving you personalized help and recommendations, but also…
I’m self-employed. Can we deduct my husband’s Medicare premiums?
January 17, 2023 – In 2012, the IRS ruled that Medicare insurance premiums can be counted. Under the ruling, Medicare premiums covering the self-employed…