Frequently-asked questions by category
If I sign up for a Bronze plan during open enrollment, can I bump my coverage up to a higher level several months later if I find out that I need surgery?
February 5, 2024 – After open enrollment ends, you generally can't change your policy until the next open enrollment period, unless you experience a…
If I let my health plan auto-renew for January, am I stuck with it for the rest of the year?
February 5, 2024 – In most states, no, but you'll likely only have until January 15 to pick a new plan. After that, you'll need a qualifying event to make a…
Who can help if I have a problem with my ACA-compliant coverage or exchange enrollment?
January 8, 2024 – Here's where you should look for help if have trouble enrolling through a health insurance marketplace – or if you have issues with your…
Can I buy coverage in the exchange that starts January 1 and stop paying for my COBRA insurance at that point?
June 23, 2023 – You can buy insurance in the exchange during open enrollment and drop your COBRA insurance. Once you’re enrolled in a plan for January,…
If I qualify for Medicaid, should I worry about the deadline for open enrollment?
December 23, 2021 – It's true that Medicaid and CHIP enrollment are year-round. But that doesn’t mean that you should disregard the end of open enrollment…
If someone decides to not buy health insurance and is injured in accident, what happens?
January 22, 2021 – When a patient arrives at the emergency room and is uninsured and unable to pay for his care, staff there are required by law only to…
My son is covered on my employer’s policy through July 31. Can he enroll in a new plan starting on August 1, or did he need to have purchased a plan during open enrollment?
January 5, 2021 – Aging out of your parent's coverage triggers a special enrollment period – as long as the coverage was minimum essential coverage.…