A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
Speak with a licensed insurance agent 888-389-0372
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Speak with a licensed insurance agent 888-389-0372
Get a quote
A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
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Featured
Miss open enrollment? You’ve got options.
Outside of ACA's open enrollment period, you can only sign up for ACA-compliant health coverage if you qualify for a special enrollment period. But you may have other coverage options.
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Do I have to repay excess premium tax credits?
If you received advance premium tax credits (APTC) for health insurance you purchased last year, and your income ended up increasing, you might have to pay back some of your APTC. Learn how to determine whether you will have to repay excess APTC when you file taxes.
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Featured
Qualifying life events that trigger an ACA special enrollment period
Learn what a qualifying life event is and which life changes (like marriage, job loss, birth, or moving) trigger a special enrollment period to get an ACA-qualified plan outside open enrollment.

Home > FAQs > short term health insurance

Frequently-asked questions by tag

What happens if I don’t buy ACA-compliant health insurance? photo

What happens if I don’t buy ACA-compliant health insurance?

January 15, 2026 – If you don't purchase ACA-compliant health insurance, you could miss out on financial assistance in the form of premium subsidies, as well…

I earn too much to qualify for a subsidy. Why should I buy through the exchange? photo

I earn too much to qualify for a subsidy. Why should I buy through the exchange?

December 5, 2025 – If you don’t qualify for ACA subsidies (premium tax credits), should you still buy through the Marketplace? Learn the advantages,…

If I don’t enroll in a plan by the open enrollment deadline, what are my options? photo

If I don’t enroll in a plan by the open enrollment deadline, what are my options?

September 22, 2025 – Your options for coverage are very limited if you don't enroll in a plan by the end of open enrollment in your state. The open enrollment…

If I can’t buy a short-term plan and I don’t have a qualifying event, what are my coverage options? photo

If I can’t buy a short-term plan and I don’t have a qualifying event, what are my coverage options?

July 31, 2023 – So what are your options if you’re not eligible to enroll in an ACA-compliant plan and short-term plans are not for sale in your area?…