A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
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Medicare & Medicaid

Medicare & Medicaid

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ACA open enrollment: what’s new for 2025
Open enrollment for 2025 ACA (Affordable Care Act)-compliant health insurance is just around the corner. Let’s take a look at the various changes that consumers should be aware of this fall.

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How does a health savings account (HSA) work?
A health savings account is a tax-advantaged savings account combined with a high-deductible health insurance policy to provide an investment and health coverage. Deposits to the HSA are tax-deductible and grow tax-free. Withdrawals are always tax-free if they're used for qualifying medical expenses, although they account can be used like a traditional IRA after age 65, with withdrawals subject to regular income tax.

outpatient

What does outpatient mean?

healthinsurance.org health insurance glossary

What does outpatient mean?

An individual (patient) who receives healthcare services (such as surgery) on an outpatient basis, meaning they are not admitted to a hospital or other inpatient facility. Outpatient care can be provided in a variety of settings, including a doctor’s office, clinic, urgent care facility, surgery center, or a hospital.

In most cases, staying overnight in the hospital means that you’re being treated as an inpatient rather than on an outpatient basis. However, Medicare patients sometimes receive “observation” services in the hospital, and are classified as outpatients despite staying overnight in the hospital.1 This can affect your costs, since Medicare Part A (inpatient) and Medicare Part B (outpatient, including observation) have different out-of-pocket costs.

The term outpatient is also used synonymously with ambulatory to describe health care facilities where outpatient procedures are performed. So an outpatient surgery center means the same thing as an ambulatory surgery center.

Footnotes

  1. FFS & MA MOON” CMS.gov. Oct. 15, 2024 
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