A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
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Call our agency partners 866-553-3223

Medicare & Medicaid

Medicare & Medicaid

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ACA open enrollment: what’s new for 2025
Open enrollment for 2025 ACA (Affordable Care Act)-compliant health insurance is just around the corner. Let’s take a look at the various changes that consumers should be aware of this fall.

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How does a health savings account (HSA) work?
A health savings account is a tax-advantaged savings account combined with a high-deductible health insurance policy to provide an investment and health coverage. Deposits to the HSA are tax-deductible and grow tax-free. Withdrawals are always tax-free if they're used for qualifying medical expenses, although they account can be used like a traditional IRA after age 65, with withdrawals subject to regular income tax.

public exchange

What is a public exchange?

healthinsurance.org health insurance glossary

What is a public exchange?

The Affordable Care Act included a provision to set up a public exchange in every state, run by either the state, HHS, or a collaboration between the two. The exchange itself (i.e., the marketplace where you shop for coverage) is government-run. But the health plans available for sale in the exchange are from private health insurance companies, many of which have been providing health insurance for decades.

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