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Amy Fletcher Faircloth
AFM Communications
hiomedia@afmcommunications.com

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Press releases

Consumers purchasing short-term health insurance plans will soon see new duration limits

August 8, 2024 - Minneapolis, MN – On Sept. 1, a new federal rule will apply a four-month limit on the duration of short-term health insurance plans – including renewals – unless a state has ...

Time for a checkup before kids head back to school

July 24, 2024 - With the beginning of the school year just around the corner, it’s time for kids to get their annual checkups. Today, healthinsurance.org explains how parents can make use of covered ...

Parents, high school grads have summer homework: finding health insurance

May 29, 2024 - Today, healthinsurance.org explains why college students shouldn’t wait until they’re on campus to consider their healthcare and choose coverage.

Major Medicaid and ACA Marketplace changes could be coming: What consumers need to know now

April 8, 2025 - Millions of people who rely on Medicaid and Marketplace coverage could be impacted by sweeping federal policy changes under consideration. Healthinsurance.org explains the potential impact on enrollment, eligibility and coverage ...

Why health costs and coverage matter at tax time

February 26, 2025 - As the April tax filing deadline approaches, many taxpayers focus on maximizing deductions and minimizing taxes owed. But are they factoring in their health-related expenses? Understanding how medical expenses impact ...

The clock is ticking on Affordable Care Act open enrollment for 2025

January 7, 2025 - Jan. 15 is the deadline in most states to enroll in ACA-compliant coverage – also known as Obamacare – for the 2025 plan year. Missing the open enrollment deadline can ...

Deadline looms: Enroll in ACA Marketplace health insurance by Dec. 15 to start the new year covered

December 10, 2024 - The clock is ticking for health insurance shoppers: Dec. 15 is the final day in most states to enroll in Affordable Care Act (ACA)-compliant coverage that begins Jan. 1, 2025. ...

ACA open enrollment starts Nov. 1, and plans and premiums are changing

October 29, 2024 - Open enrollment for Marketplace plans begins Nov. 1, giving consumers a limited window to enroll in Affordable Care Act (ACA) health plans for 2025. To help consumers find the best ...

Changes to federal rules could draw newcomers to open enrollment, which starts Nov. 1

October 1, 2024 - Open enrollment for Affordable Care Act (ACA) health plans begins Nov. 1, and several changes could help bolster enrollment. Healthinsurance.org explains what’s changing, including new eligibility for DACA recipients, state-specific ...

16.8 million U.S. workers are self-employed, often left piecing together their own health insurance coverage

August 19, 2024 - In advance of Labor Day, healthinsurance.org explains how self-employed workers can assemble a benefits package for health, dental and vision coverage when they don’t have an offer of coverage from ...

Consumers purchasing short-term health insurance plans will soon see new duration limits

Time for a checkup before kids head back to school

Parents, high school grads have summer homework: finding health insurance

May 29, 2024 - Today, healthinsurance.org explains why college students shouldn’t wait until they’re on campus to consider their healthcare and choose coverage.

Major Medicaid and ACA Marketplace changes could be coming: What consumers need to know now

Why health costs and coverage matter at tax time

The clock is ticking on Affordable Care Act open enrollment for 2025

January 7, 2025 - Jan. 15 is the deadline in most states to enroll in ACA-compliant coverage – also known as Obamacare – for the 2025 plan year. Missing the open enrollment deadline can ...

Deadline looms: Enroll in ACA Marketplace health insurance by Dec. 15 to start the new year covered

December 10, 2024 - The clock is ticking for health insurance shoppers: Dec. 15 is the final day in most states to enroll in Affordable Care Act (ACA)-compliant coverage that begins Jan. 1, 2025. ...

ACA open enrollment starts Nov. 1, and plans and premiums are changing

Changes to federal rules could draw newcomers to open enrollment, which starts Nov. 1

16.8 million U.S. workers are self-employed, often left piecing together their own health insurance coverage

Consumers purchasing short-term health insurance plans will soon see new duration limits

Time for a checkup before kids head back to school

Parents, high school grads have summer homework: finding health insurance

May 29, 2024 - Today, healthinsurance.org explains why college students shouldn’t wait until they’re on campus to consider their healthcare and choose coverage.

Latest news from healthinsurance.org

How can I get health insurance if my employer doesn’t offer it?

February 22, 2024 - Most Americans under age 65 get their health insurance from an employer, but not all employers offer group health coverage. Here are some common scenarios in which you wouldn't have ...

What happens if I don’t make my premium payment by the end of the grace period?

February 20, 2024 - If you fail to pay your premiums and exhaust the grace period for plans offered in a health insurance marketplace, you will lose your insurance coverage.

HMO vs PPO vs POS vs EPO: What’s the difference?

February 17, 2025 - The type of managed care your health plan falls under affects your healthcare costs and plan benefits – including access to medical providers.

Can undocumented immigrants get Medicaid?

April 24, 2025 - In this article Are undocumented immigrants eligible for Medicaid? Which states offer Medicaid to undocumented immigrant adults? What states offer Medicaid to undocumented immigrant children? Can federal funding ever be ...

Medicaid for children: 6 facts every parent should know

April 23, 2025 - Medicaid for children plays a vital role in covering kids in the U.S., but many families may not be aware of the state and federal guidelines that make their children ...

How can downsized federal employees keep health insurance coverage in place? Is COBRA an option?

April 15, 2025 - Thousands of federal government employees lost their jobs in early 2025. Here's a look at your coverage options if your federal employment has ended.

Which states have trigger laws to automatically end Medicaid expansion if federal funding drops?

April 7, 2025 - Twelve of the states that expanded Medicaid under the ACA have trigger laws that would quickly end or potentially scale back Medicaid expansion if the share of federal funding for ...

Proposed rule would bring sweeping changes to Marketplace enrollment, eligibility

March 13, 2025 - A proposed federal rule issued this week would, if finalized, bring wide-ranging changes for the Affordable Care Act’s health insurance Marketplace, including a shorter open enrollment period in all states.

What can I do if my health insurance denied coverage of my medication?

March 3, 2025 - What can you do when your health plan won’t cover your medication? It’s frustrating to find out that your insurance has denied coverage for a medication you need, but there ...

Can a new President make health policy changes on ‘Day One?’

January 17, 2025 - When a new Commander in Chief takes office and their party also controls both chambers of Congress, how quickly can they make changes to health policy? Can policy changes happen ...

Does health insurance cover IVF and other fertility treatments?

April 10, 2025 - Health insurance coverage for IVF and other fertility treatments varies from one state to another and from one health plan to another.

How sunsetting ARP’s subsidy enhancements would affect ACA subsidy amounts

January 3, 2025 - What will happen to Marketplace health insurance subsidy availability and size when the subsidy enhancements instituted under the American Rescue Plan sunset after 2025?

What are ICHRA pros and cons for employees?

April 14, 2025 - Learn about the pros and cons of Individual Coverage Health Reimbursement Arrangements (ICHRAs) for employees. Learn how the plans work and how they might affect employees' coverage costs.

Could supplemental coverage help lower the out-of-pocket costs of my Marketplace health insurance?

November 6, 2024 - Could supplemental insurance combined with a Marketplace health plan help cover some of your plan's out-of-pocket costs?

Fact check: Is the $6,400 subsidy real or a scam?

November 5, 2024 - Ads on social media – promising a $6,400 subsidy – have been flagged as misleading. Here's what you need to know about the $6,400 subsidy scam.

Can I buy Marketplace health insurance for someone else?

October 21, 2024 - You can generally buy Marketplace health insurance for certain other persons. The details vary, however, depending on whether you’ll also be covered by the policy.

Georgia switches to state-run health insurance Marketplace for 2025 coverage

September 17, 2024 - Starting Nov. 1, 2024, Georgia residents will use a state-run health insurance enrollment platform, Georgia Access, to shop for and enroll in Marketplace health coverage for 2025. Here’s a look ...

DACA news: 100,000 Dreamers become eligible for Marketplace health insurance

August 21, 2024 - Starting in November, DACA health insurance options will include exchange enrollment and eligibility for income-based premium subsidies. The federal government estimates that 100,000 people will be newly eligible for Marketplace ...

What is the ACA’s preventive health services coverage mandate?

April 16, 2025 - The Affordable Care Act requires nearly all health plans to cover a wide range of free preventive health services including wide-ranging preventive care for everyone, preventive care for women and ...

Affordable Care Act’s Basic Health Program

July 11, 2024 - Minnesota, New York, and Oregon have implemented a Basic Health Program – a coverage for people ineligible for Medicaid and with incomes up to 200% of FPL (250% in New ...

How Section 1557 of the Affordable Care Act protects LGBTQI+ individuals

June 20, 2024 - Learn how a new federal rule has expanded the ACA’s nondiscrimination provision, and how it might protect LGBTQI+ communities seeking healthcare and health coverage

Domestic partner health insurance: a coverage option for unmarried couples

June 20, 2024 - If you’re in a relationship deemed a domestic partnership, access to your domestic partner’s health insurance, or their access to yours, depends on where you live and your health plan’s ...

Finalized federal rule reduces total duration of short-term health plans to 4 months

September 20, 2024 - A finalized federal rule will impose new nationwide duration limits on short-term limited duration insurance (STLDI) plans. The rule – which applies to plans sold or issued on or after September ...

Where do I find my 1095 tax form?

January 20, 2025 - The 1095 tax forms are used by exchanges, employers, and health insurance companies to report health insurance coverage to the IRS. Learn about each type of tax form and where ...

How immigrants can obtain health coverage

June 3, 2024 - Immigrants can enroll in ACA-compliant individual health insurance just like any other lawfully present U.S. resident. Lawfully present immigrants are eligible for premium subsidies.

What consumers need to know about unauthorized Marketplace plan changes

May 20, 2024 - In recent weeks, we’ve seen news reports of Marketplace enrollees’ coverage being switched without their knowledge. Here's what consumers need to know.

Enrollment in 2024 Marketplace health plans during open enrollment reaches record high

April 30, 2024 - During the open enrollment period for 2024 health coverage, more than 21.4 million people enrolled in private qualified health plans (QHPs) through the Marketplaces (exchanges) nationwide. This was a 31% ...

Does Marketplace health insurance cover Alzheimer’s disease?

April 29, 2024 - Marketplace health insurance plans can help offset some of the medical expenses associated with Alzheimer's when the patient is not yet eligible for Medicare coverage.

Does health insurance cover drugs used for weight loss such as Ozempic, Wegovy, Mounjaro, and Zepbound?

April 26, 2024 - Health insurance may cover drugs used for weight loss such as Ozempic, Wegovy, Mounjaro, and Zepbound if they’re prescribed for another medical condition, such as diabetes, but not if they’re ...

Health insurance for the unemployed

April 26, 2024 - When it comes to obtaining health insurance for the self employed, consumers have several coverage options to consider, including ACA Marketplace individual and family health insurance, COBRA continuation of group ...

Where Medicaid unwinding and disenrollments stand at the one-year mark

April 22, 2024 - Here’s a look at what’s been happening with disenrollments that resulted from Medicaid unwinding – and also a look at the beneficiaries who have had their Medicaid coverage renewed during ...

What happens to my Marketplace coverage if I get a job that offers health insurance?

April 19, 2024 - If you’re enrolled in Marketplace health insurance and you get a new job that offers certain kinds of health insurance, it’s important to understand how this will affect your eligibility ...

Who doesn’t need a qualifying life event to enroll in health insurance outside of open enrollment?

April 17, 2024 - Qualifying life events aren’t always necessary to trigger a special enrollment period. Enrollment continues year-round in some cases, and you don’t need a qualifying event if you’re in one of ...

Qualifying life events and why they’re part of the ACA

April 17, 2024 - Since ACA-compliant health coverage is now guaranteed issue regardless of medical history, the trade-off is that enrollment is limited to an annual open enrollment period and special enrollment periods triggered ...

How can American Indians and Alaska Natives get coverage under the ACA? Are there specific plan options for them?

March 29, 2024 - American Indians and Alaska Natives (AI/AN) benefit from the Affordable Care Act’s (ACA) expanded coverage. Most American Indians/Alaska Natives are eligible for either expanded Medicaid or premium tax credits (subsidies) ...

How might my tax deductions affect the size of my ACA premium subsidy?

March 22, 2024 - Learn how you might be missing out on deductions and tax breaks that would lower your income for ACA purposes, which could result in larger premium subsidies.

Why was your health insurance claim denied – and what can you do?

December 6, 2024 - Denial of a health insurance claim does not necessarily mean you will ultimately have to pay for everything out of pocket. There are steps you can take – including filing ...

How can I get health insurance if my employer doesn’t offer it?

What happens if I don’t make my premium payment by the end of the grace period?

February 20, 2024 - If you fail to pay your premiums and exhaust the grace period for plans offered in a health insurance marketplace, you will lose your insurance coverage.

HMO vs PPO vs POS vs EPO: What’s the difference?

February 17, 2025 - The type of managed care your health plan falls under affects your healthcare costs and plan benefits – including access to medical providers.

Can undocumented immigrants get Medicaid?

Medicaid for children: 6 facts every parent should know

April 23, 2025 - Medicaid for children plays a vital role in covering kids in the U.S., but many families may not be aware of the state and federal guidelines that make their children ...

How can downsized federal employees keep health insurance coverage in place? Is COBRA an option?

April 15, 2025 - Thousands of federal government employees lost their jobs in early 2025. Here's a look at your coverage options if your federal employment has ended.

Which states have trigger laws to automatically end Medicaid expansion if federal funding drops?

April 7, 2025 - Twelve of the states that expanded Medicaid under the ACA have trigger laws that would quickly end or potentially scale back Medicaid expansion if the share of federal funding for ...

Proposed rule would bring sweeping changes to Marketplace enrollment, eligibility

What can I do if my health insurance denied coverage of my medication?

March 3, 2025 - What can you do when your health plan won’t cover your medication? It’s frustrating to find out that your insurance has denied coverage for a medication you need, but there ...

Can a new President make health policy changes on ‘Day One?’

Does health insurance cover IVF and other fertility treatments?

April 10, 2025 - Health insurance coverage for IVF and other fertility treatments varies from one state to another and from one health plan to another.

How sunsetting ARP’s subsidy enhancements would affect ACA subsidy amounts

January 3, 2025 - What will happen to Marketplace health insurance subsidy availability and size when the subsidy enhancements instituted under the American Rescue Plan sunset after 2025?

What are ICHRA pros and cons for employees?

Could supplemental coverage help lower the out-of-pocket costs of my Marketplace health insurance?

November 6, 2024 - Could supplemental insurance combined with a Marketplace health plan help cover some of your plan's out-of-pocket costs?

Fact check: Is the $6,400 subsidy real or a scam?

November 5, 2024 - Ads on social media – promising a $6,400 subsidy – have been flagged as misleading. Here's what you need to know about the $6,400 subsidy scam.

Can I buy Marketplace health insurance for someone else?

October 21, 2024 - You can generally buy Marketplace health insurance for certain other persons. The details vary, however, depending on whether you’ll also be covered by the policy.

Georgia switches to state-run health insurance Marketplace for 2025 coverage

DACA news: 100,000 Dreamers become eligible for Marketplace health insurance

What is the ACA’s preventive health services coverage mandate?

Affordable Care Act’s Basic Health Program

July 11, 2024 - Minnesota, New York, and Oregon have implemented a Basic Health Program – a coverage for people ineligible for Medicaid and with incomes up to 200% of FPL (250% in New ...

How Section 1557 of the Affordable Care Act protects LGBTQI+ individuals

June 20, 2024 - Learn how a new federal rule has expanded the ACA’s nondiscrimination provision, and how it might protect LGBTQI+ communities seeking healthcare and health coverage

Domestic partner health insurance: a coverage option for unmarried couples

Finalized federal rule reduces total duration of short-term health plans to 4 months

Where do I find my 1095 tax form?

January 20, 2025 - The 1095 tax forms are used by exchanges, employers, and health insurance companies to report health insurance coverage to the IRS. Learn about each type of tax form and where ...

How immigrants can obtain health coverage

June 3, 2024 - Immigrants can enroll in ACA-compliant individual health insurance just like any other lawfully present U.S. resident. Lawfully present immigrants are eligible for premium subsidies.

What consumers need to know about unauthorized Marketplace plan changes

May 20, 2024 - In recent weeks, we’ve seen news reports of Marketplace enrollees’ coverage being switched without their knowledge. Here's what consumers need to know.

Enrollment in 2024 Marketplace health plans during open enrollment reaches record high

Does Marketplace health insurance cover Alzheimer’s disease?

April 29, 2024 - Marketplace health insurance plans can help offset some of the medical expenses associated with Alzheimer's when the patient is not yet eligible for Medicare coverage.

Does health insurance cover drugs used for weight loss such as Ozempic, Wegovy, Mounjaro, and Zepbound?

Health insurance for the unemployed

Where Medicaid unwinding and disenrollments stand at the one-year mark

What happens to my Marketplace coverage if I get a job that offers health insurance?

Who doesn’t need a qualifying life event to enroll in health insurance outside of open enrollment?

Qualifying life events and why they’re part of the ACA

How can American Indians and Alaska Natives get coverage under the ACA? Are there specific plan options for them?

How might my tax deductions affect the size of my ACA premium subsidy?

March 22, 2024 - Learn how you might be missing out on deductions and tax breaks that would lower your income for ACA purposes, which could result in larger premium subsidies.

Why was your health insurance claim denied – and what can you do?

December 6, 2024 - Denial of a health insurance claim does not necessarily mean you will ultimately have to pay for everything out of pocket. There are steps you can take – including filing ...

How can I get health insurance if my employer doesn’t offer it?

What happens if I don’t make my premium payment by the end of the grace period?

February 20, 2024 - If you fail to pay your premiums and exhaust the grace period for plans offered in a health insurance marketplace, you will lose your insurance coverage.

HMO vs PPO vs POS vs EPO: What’s the difference?

February 17, 2025 - The type of managed care your health plan falls under affects your healthcare costs and plan benefits – including access to medical providers.