A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
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ACA open enrollment: what’s new for 2025
Open enrollment for 2025 ACA (Affordable Care Act)-compliant health insurance is just around the corner. Let’s take a look at the various changes that consumers should be aware of this fall.
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How does a health savings account (HSA) work?
A health savings account is a tax-advantaged savings account combined with a high-deductible health insurance policy to provide an investment and health coverage. Deposits to the HSA are tax-deductible and grow tax-free. Withdrawals are always tax-free if they're used for qualifying medical expenses, although they account can be used like a traditional IRA after age 65, with withdrawals subject to regular income tax.

Obamacare articles by tag

Will you receive an ACA premium subsidy? photo

Will you receive an ACA premium subsidy?

See if you're eligible for the Affordable Care Act's premium tax credits (premium subsidies), how subsidies are calculated, and why they… Read more

Obamacare’s ‘subsidy cliff’ eliminated through 2025 photo

Obamacare’s ‘subsidy cliff’ eliminated through 2025

The ACA's subsidy cliff has been temporarily eliminated (through 2025), saving some health insurance buyers thousands of dollars per… Read more

Self-employed health insurance deduction photo

Self-employed health insurance deduction

It's important for the self-employed to know all the ways they can save a few dollars here and there. One obvious place to look is on their… Read more

The ACA’s cost-sharing subsidies photo

The ACA’s cost-sharing subsidies

While the Affordable Care Act's premium subsidies help pay the cost of the health insurance itself, cost-sharing subsidies help to reduce… Read more

Do you still need COBRA health coverage? photo

Do you still need COBRA health coverage?

The combination of COBRA and the ACA present a solid array of options for people who are losing their employer-sponsored health insurance.… Read more

Individual health insurance under Obamacare photo

Individual health insurance under Obamacare

If you are self employed, or if your employer does not offer health insurance, you'll likely turn to the private market to purchase an… Read more

IRS regulations fix the ACA’s ‘family glitch’ as of 2023 photo

IRS regulations fix the ACA’s ‘family glitch’ as of 2023

As of 2023, the IRS has fixed the ACA's "family glitch." The family glitch previously made millions of Americans ineligible for premium… Read more

Five signs you need a new health insurance plan photo

Five signs you need a new health insurance plan

If you have a marketplace plan already, it could pay to retain your existing coverage – but here are a few signs that you're better off… Read more

Why comparing coverage during open enrollment is a no-brainer photo

Why comparing coverage during open enrollment is a no-brainer

We’ve compiled four examples to illustrate how plan changes during open enrollment can help you come out ahead. These are real scenarios… Read more