A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
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Medicare & Medicaid

Medicare & Medicaid

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ACA open enrollment: what’s new for 2025
Open enrollment for 2025 ACA (Affordable Care Act)-compliant health insurance is just around the corner. Let’s take a look at the various changes that consumers should be aware of this fall.

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Featured
How does a health savings account (HSA) work?
A health savings account is a tax-advantaged savings account combined with a high-deductible health insurance policy to provide an investment and health coverage. Deposits to the HSA are tax-deductible and grow tax-free. Withdrawals are always tax-free if they're used for qualifying medical expenses, although they account can be used like a traditional IRA after age 65, with withdrawals subject to regular income tax.

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Tea Party

Pre-Occupied with Medicaid expansion photo

Pre-Occupied with Medicaid expansion

April 23, 2014 – Moral Mondays focuses on concrete, politically actionable grievances. Punitive voter ID laws and states’ refusal to embrace the Medicaid…

Anatomy of an Obamacare ‘horror story’ photo

Anatomy of an Obamacare ‘horror story’

January 3, 2014 – "A lack of fact checkers does not explain why the newspaper ignored the news that one of its 'victims' had found good coverage. No editor's…

Obamacare’s ‘victims’ photo

Obamacare’s ‘victims’

January 2, 2014 – When ‘victims’ step forward, reporters need to investigate these claims. If newspaper editors and television producers are willing to…

The Supreme Court’s decision buys time

July 13, 2012 – Thanks to the publicity, some learned that the Affordable Care Act's mandate will apply only to Americans who don't have employer-based…